Best Mastercard Casinos in the UK

Much like Visa, MasterCard is a standard payment option at online casinos in the UK. In fact, a casino site may or may not offer domestic or niche payment methods, but they’re very likely to accept MasterCard. In this guide, we will be looking at some of the reputable MasterCard casinos, how to use MasterCard at online casinos, and more.

Key Takeaways: ✨ As MasterCard is a popular payment option in the UK, you’ll find a lot of casinos accepting it. Some of our top picks are MrQ, Casumo, Pub Casino, PlayOJO, and All British Casino.  ✨ As per the UK Gambling Commission’s restrictions, gambling operators are prohibited from accepting deposits made via credit cards. This means you will be able to make deposits with a MasterCard debit card but not a MasterCard credit card.

What is a MasterCard casino?

While MasterCard doesn’t really need an introduction, let’s take a quick look at it before we get into the casino side of things.

As you might already know, MasterCard is a very popular electronic payment processing system. Over the years, MasterCard has acquired millions of users worldwide, and it still continues to do so.

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Before MasterCard was known as ‘MasterCard’, it was called ‘Interbank’ and later was renamed ‘Master Charge’ for a while. Interestingly, several regional banks collaborated to create MasterCard, which was in response to Bank of America’s card, which later became known as Visa. To this day, Visa and MasterCard are considered rivals. 

In this guide, we will refer to any online casino site that accepts MasterCard payments as  ‘MasterCard casino.’ Again, as this is one of the prominent payment methods in the UK (as well as worldwide), it’s not surprising that a lot of casinos accept MasterCard. 

The best MasterCard casinos in the UK

As mentioned, you will find a lot of licensed and reputable MasterCard casinos offering their services to UK players. Below, our team has picked their top five casinos that you can check out –

Casino	Bonus	Our Rating
MrQ	30 Free Spins	⭐ 9.8/10
Casumo	Up to €300 + 50 Free Spins	⭐ 9.8/10
All British Casino	10 Free Spins	⭐ 8.5/10
Pub Casino	100% deposit match up to £100	⭐ 9.0/10
HeySpin	100% bonus up to £50 + 100 Spins	⭐ 9.5/10

These are just some of our picks. You can check out our casino reviews, which our experts have put together after careful evaluation and find a casino that you like!

What MasterCard has to offer

MasterCard is mostly known for its credit cards and debit cards. But of course, it has a lot of other services and features to offer. In this section, we will briefly explain some of the services that MasterCard offers its customers. 

At its core, MasterCard is a payment system that processes payments between merchants and customers who make use of Mastercard-branded cards. This includes online payments, in-person card swipes, ATM withdrawals, and more. For instance, MasterCard transactions between you and your chosen online casino will be processed by MasterCard. 

Credit cards: MasterCard partners with banks as well as financial institutions and issues debit cards. You might also be able to get one of the tiered credit cards like Classic, Gold, Platinum, etc. Please note that you won’t be able to make a deposit at online casinos or betting platforms using MasterCard credit cards (or any credit cards, for that matter). 

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Debit cards: MasterCard also collaborates with banks to issue debit cards, so you can make payments using the funds in your linked bank account. At online casinos, you will be able to use MasterCard debit cards without any issues. 

Prepaid cards: Much as the name suggests, a MasterCard prepaid card can be funded with a specific amount, and then it can be used for transactions. This card does not need to be linked to a bank account. 

In addition to this, MasterCard also offers digital wallet services, contactless payments, crypto services, and more. 

Please note that not all casinos will accept all the payment options listed above. We’d encourage you to check out payment methods that a casino accepts before signing up.

How does MasterCard ensure the safety of transactions?

In this section, we will quickly take a look at how MasterCard ensures the safety of its debit card transactions –

• Zero Liability Protection: MasterCard won’t hold you responsible for unauthorised transactions. Plus, the money will be reimbursed to your account. However, this protection doesn’t cover some types of prepaid cards and gift cards. Further, this
• Encryption: Transactions done through the contactless payment feature are securely encrypted
• Tokenisation: The credit card number is replaced with a unique token stored in the merchant’s database, which helps keep your data secure.
• SecureCode: This is a password protection system offered by MasterCard, which adds an extra layer of security to online payments.

Now, note that depending on your region, type of card, and other factors, you may not have access to all the features listed here.

Further, we urge our readers to play only at online casinos that have been licensed by the UK Gambling Commission for player protection. 

Why use MasterCard casinos

Now that you’re familiar with MasterCard as a payment method at casinos let’s take a look at some pros and cons. 

Pros 

• MasterCard is not limited to online gambling. It is widely accepted outside the gambling industry
• Deposits made using Mastercard are usually instant, so there’s no waiting time involved
• MasterCard usually allows for larger deposits compared to other payment methods, so this is a good option for high-rollers
• Usually, MasterCard deposits are not excluded from casino bonuses (but we’d still strongly recommend reading the T&Cs to double-check)

Cons

• Some online casinos may not offer withdrawals via MasterCard, so you might have to find an alternate option
• Mastercard withdrawals may take several business days to process
• It is possible that you may be charged some fee for making withdrawals using MasterCard

MasterCard vs other payment options

Let’s have a quick look at how MasterCard compares to other payment options commonly accepted by online casinos in the UK – 

Attributes	MasterCard	Visa	Paysafecard	PayPal
Availability	Widely accepted	Widely accepted	Accepted in many casinos	Widely accepted
Speed	Instant	Instant	Instant	Instant
Anonymity	Low	Low	High	Medium
Fees	May be charged for withdrawals	May be charged for withdrawals	Small fee when you buy vouchers	May be charged for withdrawals & conversions
Withdrawal time	3-5 business days	3-5 business days	N/A	Instant

How to pick the best MasterCard casino?

Now, there are a lot of casinos to pick from, as almost every casino accepts MasterCard. To narrow down your search, here’s a quick checklist –

License

To start with, ensure that the casino has a valid license from the UKGC. These licenses ensure that the casino adheres to regulations and provides safe services.

Accepted payment options

For flexibility and convenience, check if the casino offers other payment methods alongside MasterCard. In case if one of the payment methods fail, you can opt for another.

Minimum deposit

Before you make a deposit, check what the minimum eligible deposit at the casino is. Make sure that the casino is in line with your allotted budget. 

Minimum & maximum withdrawal 

Casinos usually have a limit on withdrawals – minimum and maximum. Plus, this limit can vary depending on the payment option. Check the numbers for MasterCard to avoid any surprises later on.

Withdrawal time

As mentioned, withdrawals via MasterCard may take up to a few business days. To make it faster, go for a casino that has a faster pending time, so that’d take off a day or two from the total withdrawal time. 

Withdrawal fees

It is likely that MasterCard would charge a small fee upon withdrawal. Check beforehand how much these fees are.

For a more detailed evaluation, we’d recommend checking out our 12-step checklist that should help you find a good, trustworthy casino for you.

How to use MasterCard at online casinos?

In this section, we will discuss how you can fund your casino 

Deposit 

Let’s assume that you have signed up at a UKGC-licensed online casino. Here’s what the deposit process would look like –

• Log in to your casino account
• Go to the banking page – it may be labelled as payments, deposits, cashier, or something similar
• From the list of deposit options, choose MasterCard as your preferred option
• Input the amount you want to deposit
• Then, enter your card number, expiry date, CVV code, cardholder name, etc
• Review the details and confirm the transactions

As MasterCard deposits are instant, the amount will be reflected in your casino account almost immediately. 

Withdraw

Before signing up, please double-check if the casino offers withdrawals via MasterCard. If it does, here’s what the process would look like –

• Log into your casino account and head over to the banking section
• Choose MasterCard as your payment method
• Specify the amount that you want to withdraw
• Enter your card details as prompted
• Double-check the details and submit the withdrawal request
• Wait for the casino to approve your withdrawal request
• After approval, it may take up to 5 business days for your funds to arrive

Please note that the actual process of making deposits and withdrawals may vary depending on the casino. 

Bonuses at MasterCard casinos

Sometimes, some online casino bonuses may exclude deposits from certain payment methods. Usually, this does not happen to MasterCard deposits, but it’s certainly a good idea to check the bonus T&Cs before redeeming the bonus. 

Some of the common types of bonuses that you can claim at casino sites in the UK are – 

• Welcome offers
• Deposit bonuses
• Free spins 
• Cashbacks
• VIP or loyalty programs

Alternatives to MasterCard

Here are some of the alternatives to MasterCard – 

• Visa debit card: Considering that this is MasterCard’s biggest rival, Visa is a strong alternative to MasterCard. The security, usage, and services are all very similar to MasterCard. Further, usually, casinos that accept MasterCard also accept Visa.
• Paysafecard: If you don’t want to link your bank account to your casino activity, then you can consider using prepaid cards like Paysafecard. 
• PayPal: If you don’t want to share your bank information with the casino, you might want to consider e-wallets like PayPal, Neteller, Skrill, and more. 

Conclusion

To sum up, you will easily find a licensed, reputable online casino in the UK that accepts MasterCard (debit card) deposits. It’s an added bonus if the casino also processes withdrawals via the same method. While deposits are instant, the withdrawals may take up to 5 business days to arrive. So, if you already have a MasterCard debit card and don’t mind using it for casino transactions, then you can go ahead. And if you want your cashouts to be faster, then we’d recommend using an alternate payment option for withdrawals.

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