Top online casino payment methods in the UK

Whether you want to spin your favourite slot or take a seat at the poker table, you need to have sufficient funds in your casino account. And while funding your casino account is similar to funding your bank account, you need to pick a casino payment method that works best for you. In this guide, we will be looking at all the different payment options that are commonly available at online casinos, how to use them, and some expert tips.

Types of casino payment methods

Before we jump into how to choose a payment method and how to make deposits and withdrawals, let’s take a quick look at the types of payment methods that are commonly available. 

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💳 Debit Cards

Players in the UK cannot make a deposit at online casino sites using their credit cards. However, you can fund your account via debit cards. Most online casinos accept major debit cards like Visa, MasterCard, and Maestro. Chances are that you already have a debit card, so you don’t have to make any special arrangements for that. 

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Visa

As Visa is one of the most popular payment options worldwide, it doesn’t come as a surprise that it’s just as popular on betting sites. With a Visa debit card, you’d be able to make instant deposits and safe withdrawals. 

Mastercard

MasterCard works very similarly to Visa. You can make deposits with your debit card instantly and also use it for withdrawals. Usually, most casinos accept both – Visa and MasterCard, so it should not be too hard to find MasterCard casinos. 

Maestro

Much like Visa and MasterCard, Maestro also lets you process deposits and withdrawals. This is commonly accepted at online casinos. However, it is not as popular as Visa and MasterCard.

Pros	Cons
Instant deposits	Usually has fees
Highly secure	Withdrawals may take time
Widely accepted at casinos
Lets you process withdrawals

💰 E-Wallets

Along with debit cards, most casinos accept multiple e-wallets. You will find standard e-wallet options like PayPal, Apple Pay, Trustly, and more, as well as gambling-specific payment options like Skrill, Neteller, and more. We will discuss some of the most common e-wallets right here.

PayPal

PayPal is quite common in the UK, and it is used inside and outside of the gambling industry. So, if you already have a PayPal account and don’t mind using it for casino-related transactions, then you’re good to go. 

Skrill

Back in the day, Skrill and Neteller used to be rivals. However, they’re now owned by the same parent company. As you can guess, both e-wallets provide similar services. As Skrill was designed specifically for online casinos, a lot of sites in the UK accept it. Skrill also provides a VIP program with benefits for frequent users.

Neteller

Both Neteller and Skrill were launched with the same goal – to make payments quick and easy for online casino players. It offers similar features to Skrill, including fast transactions, secure payments, and a VIP program. High rollers often prefer Neteller due to its higher transaction limits.

Payz

Earlier known as EcoPayz, this is another e-wallet that is commonly accepted at online casino sites in the UK. With a Payz account, multi-currency accounts,  increasing benefits with tiered account levels, and strong security measures. Many casinos in the UK accept Payz, which makes it one of the popular choices. 

Trustly

Trustly offers services similar to the other e-wallets; however, there’s a difference – Trustly is linked directly to your bank account. Basically, it acts as an intermediary between you and the casino, so you don’t need to share your bank details with the casino site. Trustly is known for its fast deposits and withdrawals, often processing transactions instantly.

MuchBetter

Compared to the e-wallets that we have seen so far, MuchBetter is a relatively new payment method. It focuses on security and user experience, offering features like touch ID login and a prepaid Mastercard linked to your account. MuchBetter also boasts lower transaction fees compared to some of the more established e-wallets.

Pros	Cons
Instant deposits	Fees for withdrawals, currency conversion, etc
Faster withdrawals	Not all casinos accept all e-wallets
Adds a layer between your bank and casino
Offers reward programs

🪪 Prepaid Cards

If you are privacy-conscious and want to have better control over your gambling budget, then you might like prepaid cards. A lot of online casinos accept prepaid cards like Paysafecard and AstroPay cards, so you can use them for your casino transactions. 

Paysafecard

Paysafecard is owned by the same parent company as Neteller and Skrill, so it is a trusted payment provider in the iGaming industry. It is a prepaid voucher system that allows you to make deposits at casinos without having to share bank information. You can purchase Paysafecard vouchers at various retail locations and then use the 16-digit PIN code to fund your casino account.

AstroPay

AstroPay is similar to Paysafecard, but it does things a little differently. You can purchase an AstroPay card online using various payment methods and then use it to deposit funds at online casinos. AstroPay cards are available in different currencies and denominations – so you get that flexibility. 

Pros	Cons
Gives you better privacy	Cannot be used for withdrawals
Instant deposits	Not suitable for high rollers
Better control over budget

📱 Pay by Phone

Much like the name suggests, Pay By Phone lets you pay via your mobile network provider, who will then add that particular amount to your monthly bill. Usually, this method can be used only for deposits. 

Boku

With Boku, you can transfer funds to your online casino account by using your mobile device. While making a deposit, all you have to do is provide a mobile number and ensure that the network provider approves the charges.

Payforit 

Similar to Boku, Payforit also makes use of your monthly mobile bill to make deposits at casinos. While making a deposit, the amount will be added to your monthly bill or deducted from the Pay As You Go balance.f

Zimpler

You can also consider using Zimpler to make a deposit using your phone bill. With Zimpler, all you have to do is input your mobile number, receive a unique code, and use that code to fund your casino account.

Pros	Cons
Instant deposit	Low maximum deposit
Somewhat widely accepted in the UK	Cannot withdraw using this method
No need to share bank information

🏦 Bank Transfer

In addition to the debit cards and e-wallets, most casinos also offer bank transfers. Here, you have to transfer funds from your bank account to your casino account using the secure portal. This option is suitable for high rollers, as the deposit limits are high. 

Pros	Cons
Safe and secure	Withdrawals take longer
High transaction limits	Less privacy
Widely accepted
No fees associated

🪙 Cryptocurrency

If you don’t want to use traditional banking methods, you can consider using cryptocurrency. Many casinos in the UK accept crypto payments, and some even encourage it by offering exclusive bonuses on crypt deposits.

Pros	Cons
Relatively anonymous	Not all casinos accept crypto
Fast deposits and withdrawals	Transactions are irreversible
Low fees	Not everyone understands crypto
High transparency with blockchain	Crypto value is volatile

Deposit and withdrawal time

To give you an idea, here’s how long each payment method takes to process your deposits and withdrawals. 

Payment option	Deposit time	Withdrawal time
Bank transfers	Instant	5 to 15 business days
Debit cards	Instant	1 to 5 business days
E-wallets	Instant	Within 24 hours
Prepaid cards	Instant	N/A
Pay by phone	Instant	N/A
Crypto	Instant	Within 24 hours

Note that this table is just meant to give you an idea of how long it takes for different payment methods to process transactions. While deposits are processed immediately, withdrawal time varies with the casino and the payment option you have chosen.

Our recommended payment methods for UK

Now that we’re familiar with the types of payment options and what to expect, here are some of our recommendations based on the what kind of player you are –

Best for	Payment option
🎲 Casual players	Debit cards, bank transfers, e-wallets
⭐ High rollers	E-wallets, bank transfer
💸 Fast payments	E-wallets, crypto
🤫 Privacy	Crypto, prepaid cards

That being said, it all comes down to your preference and what’s available to you. 

What to Look for in a casino payment method

If you’re yet to make your first deposit and you’re checking out various payment methods, this checklist might make things easier. Below, we have listed some of the important things that you should look for in a payment method that you’re about to use at a casino. 

• Availability: We’d advise you to choose a payment option that is commonly available at most casino sites for convenience. Online casinos usually display a list of accepted payment methods – make sure to check it out. 
• Deposit and withdrawal time: As mentioned, most deposits are instant, while withdrawals take some time. The withdrawal time depends heavily on the payment method you select. For instance, e-wallets take less time than a bank transfer. So, always check the average time before signing up. 
• Deposit limits: All casinos impose deposit limits, which may vary depending on the payment option. Check the minimum and maximum deposit for your selected payment method to see if the limits align with your requirements. 
• Withdrawal limits: Similarly, casinos also impose lower and upper limits on withdrawals, which may vary depending on the payment method. This is why you should check the minimum and maximum withdrawals for your chosen payment option. 
• Fees: As we mentioned earlier, many payment methods charge some kind of fee. For instance, an e-wallet may charge you a small fee for currency conversions, withdrawals, inactivity, and more. Before you pick a payment option, compare the fees and then choose the one that works best for you.
• Privacy: Some payment methods offer more privacy and anonymity than others. For example, a prepaid card is more private than a bank transfer. Or cryptocurrency offers some anonymity compared to traditional banking methods. So, you can compare all the available payment options and choose one that fits your privacy requirements. 
• Bonuses and promotions: Some casino bonuses sometimes exclude deposits made via certain payment methods. For example, a casino’s welcome bonus may exclude crypto deposits. This is why we’d strongly recommend reading the bonus T&Cs to ensure that your selected method isn’t being regularly excluded. 
• Customer support: You may face some issues with transactions or simply have some queries that you’d like to be resolved immediately. For this, having responsive customer support is important. Before you sign up at a casino, ensure that the casino offers multiple channels for support and is prompt. 

In addition to this, you should also make sure that the casino you’re signed up at is reputable and trustworthy. You can use our 12-step casino evaluation to see if your selected casino sites fit your requirements. 

How to deposit and withdraw 

Most casino sites will let you use the same payment method to deposit and withdraw. This is for two reasons – it is convenient for transactions, and it helps prevent money laundering (and casinos have to comply with the regulations). However, there

With that being said, let’s have a quick look at what to expect 

How to deposit 

Here’s what the deposit process might look like –

• Log into your casino account
• Head over to the banking page. It may be labelled as payment, banking, deposits, or something similar.
• Choose your preferred option from the list of casino deposit methods
• Enter the amount that you want to deposit. Ensure that this amount meets the minimum deposit requirements.
• Enter the information that is necessary for the transaction
• Review the details and complete the transactions

As deposits are usually instant, the amount should be reflected in your casino account right away. 

How to withdraw

Here’s what the cashing out process may look like – 

• Ensure that you’re logged in
• Go to the banking page
• Select your preferred payment option
• Input the amount that you wish to cash out. This amount should meet the minimum withdrawal limits.
• Provide the details necessary for the transaction
• Submit the withdrawal request
• After the approval, your rewards should be credited to your bank account. 

Please note that this is just a general rundown of what making deposits and withdrawals at online casinos in the UK looks like. The actual procedure might vary depending on the casino and payment method you’re using. 

Casino account verification and KYC procedure

As we mentioned earlier in the guide, most casino sites don’t process your withdrawals if you have not verified your casino account. To do this, you will have to submit your identity documents. Here’s a quick rundown of what the KYC process might look like –

• Sign up at an online casino site. During registration, you will have to provide details like name, email, phone number, date of birth, address, and more.
• You will be asked to submit identification documents like a passport, driver’s license, and a recent utility bill. Keep a scanned copy or clear photo of the document handy.
• To verify your identity, you’ll have to upload these documents to a secure portal on the casino site. 
• Once your documents are submitted, the casino’s KYC team will verify them. If your KYC is successful, you will be notified. If there are any issues, the casino team will get in touch with you. 

If you’re having problems with your deposits and withdrawals, do not hesitate to get in touch with the casino’s support team.

Conclusion

When it comes to online casino banking, you need to choose a payment method that is easily available, allows for fast transactions, and offers security. Most casinos in the UK accept standard payment methods like debit cards, e-wallets, and bank transfers – so you won’t have too much trouble with availability. All you have to do is choose a casino payment method that aligns with your requirements, is easily available to you, and is widely accepted.

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